The laws behind it all
Rules and authorities
Inkassoloven (the Danish Debt Collection Act), renteloven (the Danish Interest Act), retsplejeloven (the Danish Administration of Justice Act) and forældelsesloven (the Danish Limitation Act) — and who supervises whether they are complied with.
7 concepts
- Debt collection licence (inkassobevis) The inkassobevis is the authorisation from the police required in order to carry on debt collection on behalf of others. The police issued by
- Inkassoloven (the Danish Debt Collection Act) Inkassoloven governs who may carry on debt collection and how it may be done — including the requirement of a formal demand and of good collection practice. Authorisation requires
- Konkursloven (the Danish Bankruptcy Act) Konkursloven (the Danish Bankruptcy Act) lays down how a bankruptcy estate is administered, and in what order the creditors are paid. The ranking of creditors lays down
- Proper debt collection practice (god inkassoskik) Proper debt collection practice is the requirement under Inkassoloven (the Danish Debt Collection Act) that recovery must not be pursued by methods that subject the debtor to unreasonable pressure, harm or inconvenience. Inkassoloven § 9 legal basis
- Renteloven (the Danish Interest Act) Renteloven lays down what interest and what fees may be charged when payment is late. Lending rate + 8 percentage points default interest
- Retsplejeloven (the Danish Administration of Justice Act) Retsplejeloven sets out the rules governing civil proceedings, bailiff's court cases and enforcement. Civil proceedings and the bailiff's court governs
- The Limitation Act (forældelsesloven) Forældelsesloven (the Danish Limitation Act) lays down how long a claim can be pursued — as a general rule three years, ten years with a judgment or promissory note. 3 years general rule
From dictionary to decision
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