Knowledge · 24 publications We make no claims.
We make no claims.
We do the maths.
Guides that set out the order of things. Analyses that put a price on it. And the law behind both. Every figure in here has a source — either a statutory provision or a calculation whose assumptions are stated in the text. If it is neither, the figure does not go in.
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Law
The 310 kr. fee that almost nobody charges
Renteloven § 9 a (the Danish Interest Act) entitles every business to 310 kr. per overdue invoice. On a single invoice it is small change. That is exactly why it is never collected. AnalysisLimitation is not a deadline. It is a write-off nobody has booked
A claim is 100 % valid right up to the day it is worth 0. No warning comes, and no notice comes. This is what the curve looks like. OpinionThe reminder is not a prompt. It is evidence
Everyone writes reminders as though the debtor had forgotten the invoice. He has not. The real recipient of the reminder sits in the bailiff's court. LawThe threshold at 100,000 kr.
The simplified debt collection procedure is cheap, fast and requires no lawyer. It stops at 100,000. kr. That is where most collection agencies stop as well. OpinionA credit policy is not a document. It is a limit somebody has to dare to enforce
Every large organisation has a credit policy. Most of them also keep it in the place nobody looks when the customer is big enough. News from RieckFlowInvoices are now pulled directly from e-conomic, Visma and Uniconta
No CSV files, no manual entry. The overdue invoice is already in the system — now we fetch it ourselves, and the sequence starts the same day. Before the case arises GuidesHow to credit-assess a new customer
AfterwardsYou know who you are giving credit to — and how much you are willing to give — before the invoice goes out. Before the case arises GuidesHow to secure the claim before you deliver
AfterwardsYou know which form of security fits the transaction — and when it has to be agreed for it to hold. Before the case arises GuidesHow to write a credit policy that is actually followed
AfterwardsYou have written rules for who gets credit, how much, and what happens when payment does not arrive — and those rules are followed. Before the case arises GuidesHow to write terms and conditions that entitle you to interest and fees
AfterwardsYour terms entitle you to interest, fees and costs — and they have been accepted, so you can actually rely on them. The reminder process GuidesHow to calculate interest and fees correctly
AfterwardsYou charge what you are entitled to — interest from the right date, fees on the right letters, and nothing that can be knocked down. The reminder process GuidesHow to send a reminder that holds up
AfterwardsYou can send three reminders and a collection notice that hold up legally — and that make the debtor pay the costs. The reminder process GuidesHow to set a reminder cadence that works
AfterwardsYou have a fixed cadence that runs by itself, treats every customer the same way and shortens the time from invoice to payment. The reminder process GuidesHow to write a notice of collection that holds up
AfterwardsYou have sent a formal demand that meets the requirements of the law — so the case can be handed over, and the costs can be charged to the debtor. Debt collection GuidesHow to choose between in-house collection and a debt collection agency
AfterwardsYou know where the line runs between doing it yourselves and passing the case on — and what the two options actually cost you. Debt collection GuidesHow to collect a claim abroad
AfterwardsYou know what it takes to collect a claim outside Denmark — and when it is worth leaving it alone. Debt collection GuidesHow to draw up an instalment plan that can be enforced
AfterwardsYou are left with an agreement that can be taken straight to the bailiff's court if it is breached — without having to obtain a judgment first. Debt collection GuidesHow to handle an objection
AfterwardsYou know when an objection is genuine, what to do straight away — and when the case has to be brought as court proceedings. Debt collection GuidesHow to send a claim to debt collection
AfterwardsYou know exactly when a case has to move on, what to send with it, and what the debtor will end up paying themselves. Legal proceedings GuidesHow an enforcement hearing works
AfterwardsYou know what happens in the bailiff's court, what you get out of the hearing — and what a declaration of insolvency means for the claim. Legal proceedings GuidesHow to stop the claim from becoming time-barred
AfterwardsYou know when your claim expires, how the limitation period is interrupted, and what gives you ten years instead of three. Legal proceedings GuidesHow to tell whether the case belongs in the bailiff's court
AfterwardsYou can decide whether a legal step is worth taking — before you spend money on it. Legal proceedings GuidesWhat to do when your debtor goes bankrupt
AfterwardsYou know how to file the claim, where in the queue you stand, and what you can realistically expect to recover.Only the lead article sits in that category so far.
It all hangs together
The glossary explains the term, the template hands you the letter, and the articles tell you what to do — and what it costs to do nothing. The three point to one another, so you need not search anywhere else.
Or let us do it for you
Everything in here is written so that you can do it yourselves. If you would rather have the deadlines, the fees and the bailiff’s court run on their own, we will take it from there.